# Declarando review: pricing, service and alternatives URL: https://melso.ai/en/blog/declarando-review Published: 2026-10-12 · Updated: 2026-10-12 What Declarando offers in 2026, what its annual plans cost and who actually files your taxes. Reviews in context, a worked annual cost and alternatives that fit the way you work. ## Declarando review: is it worth it in 2026? If you are looking for a **Declarando review**, our take is that it can suit you if you want to handle your own taxes with help: its plans with taxes start at €49.90 a month, on an annual plan and plus VAT, but you file the quarterly returns with Hacienda yourself ([Declarando, accessed 12/10/2026](https://declarando.es/precios)). If you want to hand them off, compare who does each task. > [!RESUMEN] > - Compare the same scope: invoicing, preparing taxes and filing them are different jobs. > - Turn the advertised price into an annual cost and check when you are charged. > - Ask the offer to spell out how your Renta is reviewed and which personal situations it covers. > - Read reviews alongside the contract, the plan and the date of the experience. This review is based on public pages accessed on **12 October 2026**, not on signing up as a customer. We keep the advertised features apart from what users say about their experience and from our own view of who it suits. We compare services that meet the same need on verifiable features, following the standard in [article 10 of Spain's Unfair Competition Act (BOE, accessed 12/10/2026)](https://www.boe.es/buscar/act.php?id=BOE-A-1991-628#a10). We do not give our own rating, and we do not treat accusations posted online as proven. ## What is Declarando and what is left for you to do? Declarando offers software to invoice and manage your business as an autónomo (self-employed person in Spain), with plans **without taxes**, for working with your own gestor, and plans **with taxes**, which include tax help. The split is set out in its [official catalogue, accessed 12/10/2026](https://declarando.es/precios). First, be clear about who sends the return. Declarando's FAQ explains that the quarterly returns are generated so that **you file them yourself on the Hacienda website**, with help from a tax expert if you have questions ([company source, accessed 12/10/2026](https://declarando.es/precios)). So if you like being in control of the process, that split may suit you. If you expect to hand over your documents and get a filing receipt back, ask for a proposal that expressly describes that service. The word "taxes" on a price list is not enough to tell. Before you choose an [online gestoría for the self-employed](/en/blog/online-gestoria-self-employed-spain), tell these ways of working apart. The diagram is a guide for comparing offers, not a statement about what any brand does. ![Compares three arrangements: using software, managing with help or handing off the filing; in all of them you must pin down the review, the filing and who gives you the receipt.](https://storage.googleapis.com/albert-489117-melso-blog-media/diagrams/en/declarando-opiniones/1-compare-dc5e9a2904.png?w=1600&h=1070&m=1&mw=1080&mh=2199 "A guide to reading quotes. The contract should name who is responsible for each task.") ## How much does Declarando cost and what does the monthly price mean? The official page lists prices **on an annual plan**, even though it shows them per month. This is how its 2026 prices read; the last column is our own calculation of twelve monthly equivalents, with no extra services added ([Declarando, accessed 12/10/2026](https://declarando.es/precios)). | Published option | Plan | Monthly equivalent, plus VAT | Calculated annual base, excl. VAT | | --- | --- | ---: | ---: | | Without taxes | Verifactu Plus | €9.90 | €118.80 | | Without taxes | Básico | €29.90 | €358.80 | | Without taxes | Pro | €39.90 | €478.80 | | Without taxes | Premium | €49.90 | €598.80 | | With taxes | Básico | €49.90 | €598.80 | | With taxes | Pro | €69.90 | €838.80 | | With taxes | Premium | €99.90 | €1,198.80 | Note that **€49.90 applies to two different services**: Premium without taxes and Básico with taxes. The names and figures come from the same [Declarando table, accessed 12/10/2026](https://declarando.es/precios). When you compare quotes, always write down the option and the plan together. We have not confirmed an equivalent price for month-to-month billing. Nor do we assume the charging schedule from the "€/month" label. Before you pay, ask for the upfront amount, the billing dates, the renewal terms and what happens if you cancel early. ### Are the Renta and support the same on every plan? No. On the plans with taxes, Declarando describes the Renta (the annual income tax return) on Básico and Pro as automated and limited to income; on Premium, as filed by an adviser. Its explanation adds that on the automated Renta you must review anything unrelated to your business ([Declarando, accessed 12/10/2026](https://declarando.es/precios)). If you have rental income, investments or other personal circumstances, bring that up on the sales call. Ask them how it gets included and who checks it. A tool that generates figures from your business does not, on its own, answer that question. For support, the table lists email and chat on Básico, and email, chat and phone on Pro and Premium ([Declarando, accessed 12/10/2026](https://declarando.es/precios)). These are advertised channels; this review does not measure real response times. Also ask for the support hours and how an urgent question is handled. ### Is there a free trial and a refund? Declarando advertises a **7-day trial** and a **14-day money-back policy** after you sign up ([terms published on its pricing page, accessed 12/10/2026](https://declarando.es/precios)). These are advertised commercial terms, not a conclusion about the legal rights that apply to any contract. Keep the offer that applies to your purchase and ask for the procedure to use that refund policy. Do not confuse the initial refund window with a right to get unused months back later on: that point needs confirming before you sign up. ### What does the anti-penalty cover protect you from? Declarando's explanation ties its anti-penalty cover (garantía antisanciones) to fines for errors in invoices issued with its software ([company source, accessed 12/10/2026](https://declarando.es/precios)). Do not conclude from that claim that it covers any tax issue: ask for the coverage document, the exclusions and the procedure for reporting a problem. ## What do Declarando reviews say and how should you read them? The [Trustpilot profile, accessed 12/10/2026](https://es.trustpilot.com/review/declarando.es), showed **4.2 out of 5 and 3,980 reviews**. Among the visible reviews there is praise for the advisers' explanations and for the support during sign-up. That shows what the reviewers wrote, not a uniform experience for every customer. The same platform warns that it does not verify what reviews say. Read both positive and negative experiences, along with the company's replies, and check whether they talk about the task you want to hire for ([Trustpilot, accessed 12/10/2026](https://es.trustpilot.com/review/declarando.es)). The [testimonials hosted by Declarando, accessed 12/10/2026](https://declarando.es/testimonios), showcase success stories. They tell you which experiences the company chose to highlight; they are not an independent sample, and they cannot predict your tax savings. On the [OCU page, accessed 12/10/2026](https://www.ocu.org/reclamar/empresas/declarando-asesores/2C63FFD3-8A8AF00B8) (OCU is a Spanish consumer organisation), there are complaints whose authors allege delays in refunds. OCU explains that its score measures willingness to resolve consumer problems: it does not measure the same thing as an overall service rating, and publishing a complaint does not prove the facts alleged. ### What you can take from a single review Look for the plan, the service involved and the date. An experience about a grant or an IT team does not necessarily describe how quarterly filing works. Likewise, a good experience at sign-up does not assess the whole tax year. Use those experiences to prepare your questions: who will handle your case, what happens if documents are missing, how a refund is processed and how you will get your accounts back when you leave. When a review does not name the service, you lack the information to pin that problem, or that advantage, on the plan you are considering. > [!CONSEJO] > Bring an invoice and a question about your business to a demo. Ask them to show you how it is recorded, who reviews the treatment and which part of the process you will have to do yourself. ## Example: how much should you budget for a full year? Take **Lucía, a self-employed designer in Madrid**, who wants to compare a year of service and has no other gestor. This is an illustrative case: we assume she can sign up for Básico with taxes, needs no extras and the annual fee is billed in one go. We start from the **€49.90 monthly equivalent on an annual plan** published by [Declarando, accessed 12/10/2026](https://declarando.es/precios). To work out the outlay in the example we apply the standard **21% VAT** (IVA in Spain) rate, confirmed by the [AEAT, Spain's tax agency, accessed 12/10/2026](https://sede.agenciatributaria.gob.es/Sede/iva/calculo-iva-repercutido-clientes/tipos-impositivos-iva.html). 1. **Work out the annual base:** €49.90 × 12 = **€598.80**. 2. **Work out the VAT on that annual invoice:** €598.80 × 21% = **€125.75**, rounded to the cent. 3. **Add up the outlay:** €598.80 + €125.75 = **€724.55**. 4. **Check the scope:** if she needs an extra service, ask for its price and add it before comparing. ![An annual base of €598.80 plus €125.75 of VAT adds up to €724.55, assuming a single annual invoice and no extra services.](https://storage.googleapis.com/albert-489117-melso-blog-media/diagrams/en/declarando-opiniones/2-breakdown-73e99e1f97.png?w=1600&h=742&m=1&mw=1080&mh=1296 "Illustrative calculation with a single annual invoice. Price: Declarando; standard rate: AEAT. Accessed 12/10/2026.") The single-annual-invoice assumption is there to explain the calculation; it does not confirm how Declarando will charge you. With separate invoices, the rounding may differ. Nor are we working out the cost after tax deductions or subtracting any supposed tax saving. To weigh up another offer, Lucía also needs to compare the work she keeps. Xolo Local advertises **€39 a month plus VAT**, or **€45 with the Renta option**, billed monthly; that option requires at least **6 months** to include the personal Renta and excludes a spouse's return and cases that need a premium-level service ([Xolo, accessed 12/10/2026](https://www.xolo.io/es-es/pricing)). With the €45 option, twelve payments add up to a **€540 base**; applying 21% to each payment gives **€54.45 a month** and **€653.40 over twelve months**. This is our own calculation, with no promotions or extras. A difference in price does not make the coverage equivalent: you need to confirm Lucía's taxes and personal situation in both offers. > [!MELSO] > If the hard part is coordinating the handover, Melso reviews your situation, helps you gather documents and agrees which quarter it starts from when you [switch gestoría](/en/cambio). You can look at [Pro for €59 a month or €588 a year](/en/pricing) and confirm the scope for your business before you sign up. The guide to the [price of a gestoría for the self-employed](/blog/precio-gestoria-autonomos) helps you separate the fee, the extras and the payment terms. Use that breakdown even if the offer is not annual. ## Which option suits you best? Choose based on the task you want solved. The table suggests which offer to look at and what to ask before accepting it; it does not rate service quality or predict outcomes. | Your situation | Option worth looking at | Why, and what to confirm | | --- | --- | --- | | You want to stay in control of your quarterly returns and file them with guidance | Declarando with taxes | Its help so that you file yourself may suit you better than handing off; confirm the plan and the forms your business needs ([source, 12/10/2026](https://declarando.es/precios)). | | You want an adviser to file your Renta | Declarando Premium with taxes | Its table advertises that service; explain your personal situation before accepting the quote ([source, 12/10/2026](https://declarando.es/precios)). | | You are happy with your gestor and want software | Declarando without taxes | It is designed for keeping your gestor; add their fee to the software before comparing ([source, 12/10/2026](https://declarando.es/precios)). | | You invoice clients in Spain and want to hand off the filing | Xolo Local | It advertises tax filing; check the onboarding conditions, the annual returns and the Renta option ([source, 12/10/2026](https://www.xolo.io/es-es/pricing)). | | Your business needs attention the offer does not confirm | A specialist asesoría (tax adviser) with an individual quote | Ask in writing for coverage of your tax regime, any pending issues and the work they will take on. | **Declarando may be the best choice for you** if you value its guided self-management, you are comfortable after the demo and you prefer to stay in control of the filing: that way of working is described on its [pricing page, accessed 12/10/2026](https://declarando.es/precios). It would make no sense to rule it out just because of a review about a different service. If you would rather hire professionals to do the filing, compare that specific job. For more candidates, see the guide to the [best online gestoría](/blog/mejor-gestoria-online). You can also read our review of [TaxDown](/blog/taxdown-opiniones) before asking for another quote. ## What should you check before signing up or switching? 1. **Describe your actual business.** Say who you invoice, where your clients are and which issues are pending; ask them to confirm they accept your case. 2. **Ask for a complete offer.** It should name the option, the plan, the contract period, the charges, the extras and the renewal and cancellation terms. 3. **Split the tasks in writing.** Pin down who prepares, reviews and files each return, and how the quarter of the switch is coordinated. 4. **Secure the handover of documents.** Ask for the books, invoices, returns and filing receipts, and find out how you will get them back when the service ends. ![Describe your business, ask for a complete offer, agree who prepares, reviews and files, and secure the handover of documents and filing receipts.](https://storage.googleapis.com/albert-489117-melso-blog-media/diagrams/en/declarando-opiniones/3-steps-5f65a6c4be.png?w=1600&h=764&m=1&mw=1080&mh=1470 "Check the whole job") The Agencia Estatal de Administración Tributaria, the **AEAT** (Spain's tax agency), explains how to look up the filing receipt and a copy of returns filed by authorised filers ([AEAT, accessed 12/10/2026](https://sede.agenciatributaria.gob.es/Sede/ayuda/consultas-informaticas/otros-servicios-ayuda-tecnica/consulta-declaraciones-presentadas-colaboradores-sociales.html)). Ask your professional for those documents: a draft or an "all good" message is not a filing receipt. ## Common mistakes when comparing Declarando with other options - **Stopping at the starting price.** Check the full plan name, the contract period and the cost of the tasks that are missing. - **Assuming your whole Renta is included.** Ask which personal information they review and who adds whatever does not come from your business. - **Treating reviews as a contract.** A positive or negative experience does not replace the specific offer you are about to sign. - **Subtracting advertised tax savings from the budget.** First compare what you will pay for the service, without assuming the outcome of your returns. - **Switching without assigning the pending work.** Agree who files each period and who hands over the receipt, even if both services overlap for a few days. ## How Melso helps Melso is your AI tax agent, with human professionals behind it: you can send receipts and invoices and get answers on WhatsApp, while your paperwork is organised for the [switch of gestoría](/en/cambio). Depending on your business and tax profile, Melso and its professionals prepare and review the returns included, you approve the exact draft in the app and, with the required authorisation, the professional files that version with the AEAT, and the filing receipt proves it was filed. The Renta is included in Pro and Plus; other annual and informative returns, payroll and AEAT notices need confirmation in writing, as set out in the [scope of the service](https://melso.ai/pricing). [Get started](https://melso.ai) or **message us on WhatsApp** to confirm what your case covers before you sign up. > This article is for information only and does not replace professional advice for your case. Last reviewed: 12 October 2026. ## Frequently asked questions ### What is Declarando? Declarando offers invoicing and tax management software for the self-employed (autónomos), with different levels of help. Its catalogue separates plans for working with your own gestor from plans that include taxes. Before you sign up, check who reviews and who files each return: they are not the same job. Source: [Declarando, accessed 12/10/2026](https://declarando.es/precios). ### How much does Declarando cost in 2026? The plans that include taxes list monthly equivalents of €49.90 for Básico, €69.90 for Pro and €99.90 for Premium, plus VAT, on an annual plan. The option without taxes has other prices and means you keep your tax work elsewhere. Confirm the billing schedule and the renewal terms. Source: [Declarando, accessed 12/10/2026](https://declarando.es/precios). ### Does Declarando file your taxes for you? The FAQ on its pricing page explains that, on the plans with taxes, your quarterly returns are generated and you file them yourself on the Hacienda (Spanish tax authorities) website, with help if you have questions. Do not read that option as full delegation; ask them to spell out any additional service they offer. Source: [Declarando, accessed 12/10/2026](https://declarando.es/precios). ### Is the income tax return (Renta) included in Declarando? The table for the plans with taxes separates an automated Renta, limited to income, on Básico and Pro from a Renta filed by an adviser on Premium. The company itself warns that on the automated option you must review anything unrelated to your business. Confirm how your personal situation will be handled. Source: [Declarando, accessed 12/10/2026](https://declarando.es/precios). ### What do Declarando reviews on Trustpilot say? The profile we checked showed 4.2 out of 5 and 3,980 reviews on 12/10/2026. Some reviews praise the support and the explanations; read the negative experiences and the company's replies too. That score describes the published reviews; it does not prove every customer gets the same service. Source: [Trustpilot profile, accessed 12/10/2026](https://es.trustpilot.com/review/declarando.es). ### Can you try Declarando or get a refund? Its page advertises a 7-day trial and a 14-day money-back policy after you sign up. Keep a copy of the offer and ask for the procedure in writing. That initial refund window does not, on its own, tell you how much you would get back if you cancel later, nor what the renewal terms are. Source: [Declarando, accessed 12/10/2026](https://declarando.es/precios). ### Does the anti-penalty cover (garantía antisanciones) protect you from any problem with Hacienda? Better not to assume so. Declarando's published explanation ties that cover to fines for errors in invoices issued with its software. Before you sign up, ask for the coverage document, its exclusions and the procedure for reporting an issue; do not treat it as protection against every tax risk. Source: [Declarando, accessed 12/10/2026](https://declarando.es/precios). ### What alternative can I look at if I want to hand off my taxes? Xolo Local is worth a look if you invoice clients in Spain: it advertises tax filing and an option with the Renta for €45 a month plus VAT. The personal Renta requires a minimum commitment of 6 months and excludes certain cases. Check your eligibility and the exact scope. Source: [Xolo, accessed 12/10/2026](https://www.xolo.io/es-es/pricing). ### How do I work out the annual cost of a gestoría without comparing different services? Write down the price for the full period, the billing schedule and the tasks included. Add the services you actually need that fall outside the quote. Compare preparing, reviewing and filing returns separately, along with the Renta and help with tax notices. If you use software alongside another gestor, add both bills together. ### What should I ask for before switching gestoría? Ask for a list of pending returns, copies of the filed returns and their receipts, and the books and documents for the current period. Agree in writing who files each return and when the new service starts. The AEAT (Spain's tax agency) lets you look up receipts and copies of filed returns through its lookup services. Source: [AEAT, accessed 12/10/2026](https://sede.agenciatributaria.gob.es/Sede/ayuda/consultas-informaticas/otros-servicios-ayuda-tecnica/consulta-declaraciones-presentadas-colaboradores-sociales.html). ## Sources - [Declarando plans, prices and FAQ](https://declarando.es/precios), Declarando, accessed 2026-10-12 - [Testimonials published by Declarando](https://declarando.es/testimonios), Declarando, accessed 2026-10-12 - [Declarando profile and reviews](https://es.trustpilot.com/review/declarando.es), Trustpilot, accessed 2026-10-12 - [Complaints about Declarando Asesores and how the score works](https://www.ocu.org/reclamar/empresas/declarando-asesores/2C63FFD3-8A8AF00B8), OCU, accessed 2026-10-12 - [Xolo Spain plans, prices and terms](https://www.xolo.io/es-es/pricing), Xolo, accessed 2026-10-12 - [Unfair Competition Act, article 10](https://www.boe.es/buscar/act.php?id=BOE-A-1991-628#a10), BOE, accessed 2026-10-12 - [VAT rates](https://sede.agenciatributaria.gob.es/Sede/iva/calculo-iva-repercutido-clientes/tipos-impositivos-iva.html), AEAT, accessed 2026-10-12 - [Looking up returns filed by authorised filers (colaboradores sociales)](https://sede.agenciatributaria.gob.es/Sede/ayuda/consultas-informaticas/otros-servicios-ayuda-tecnica/consulta-declaraciones-presentadas-colaboradores-sociales.html), AEAT, accessed 2026-10-12 - [Melso plans and scope](https://melso.ai/pricing), Melso, accessed 2026-10-12