Melso vs TaxDown
On its page for the self-employed, TaxDown says technology and human advisers file your taxes. Melso includes the Renta in Pro and Plus, and an AI agent on WhatsApp that keeps your invoices and expenses in order.
A comparison published by Melso from public sources, checked on 20 October 2026.
Melso and TaxDown, point by point
| What you compare | Melso | TaxDown |
|---|---|---|
| What you get | A gestoría with professionals and an AI agent that keeps your invoices and expenses in order. melso.ai/en/pricing · checked on 20 October 2026 | A digital gestoría for the self-employed: invoices, quarterly taxes and the annual return, with technology and human advisers. taxdown.es (opens in a new tab) · checked on 20 October 2026 |
| Who files your taxes | Melso professionals prepare and review your included returns; you approve them in the app and, with the required authority, the professional files them with the AEAT. melso.ai/en · checked on 20 October 2026 | It says it files quarterly and annual taxes. On Standard you keep the activity records; on Premium an expert books your invoices. taxdown.es (opens in a new tab) · checked on 20 October 2026 |
| Which cases it covers | We confirm the scope for your activity before you subscribe, with the Renta included in Pro and Plus. melso.ai/en/pricing · checked on 20 October 2026 | For the self-employed, except residents of the foral communities, the Canary Islands, Ceuta and Melilla, and except the módulos regime. taxdown.es (opens in a new tab) · checked on 20 October 2026 |
| Published price | Pro: €40.83 a month billed yearly (€490 a year) or €49 a month. Renta included. melso.ai/en/pricing · checked on 20 October 2026 | Standard: €29.90 a month, plus VAT. taxdown.es (opens in a new tab) · checked on 20 October 2026 |
The prices are for different plans and services: compare what each one includes, not just the figure.
Also with Melso
- An AI agent on WhatsApp: send it receipts and invoices, ask it questions and get reminders. Meet the agent
- Your annual income tax return (Renta, form 100) included in Pro and Plus. See the Renta
- We help you switch from your current gestoría and agree who handles each part. See how to switch
- Connect your AI to your tax data with MCP. Approving and filing always happen in Melso. See MCP
- In Spanish, English and Catalan, in the app and on WhatsApp. See Melso
Melso suits you if
- You want your income tax return included in Pro and Plus, rather than as a separate filing.
- You want an agent that keeps your receipts and invoices in order on WhatsApp, as well as professionals.
- You want to review and approve each return in the app before it is filed.
You may stay with TaxDown if
Their self-employed plan suits you: on Standard you record the activity and they file, or on Premium an expert books the invoices, and registration is included. Or you only want an individual's annual return, which they publish separately from the gestoría.
Who does each step
Preparing, approving and filing are separate steps. This is how each one splits them.
With Melso
We prepare
Melso keeps your invoices and expenses in order and prepares the return.
A professional reviews
A Melso professional reviews the draft for your activity.
You approve in the app
You review and approve that version, signed in to your account.
We file
With the required authority, the professional files it with the AEAT.
You get the receipt
The actual AEAT receipt confirms the filing.
With TaxDown
On Standard, its page for the self-employed says you manage the activity and they file the taxes. Premium adds an expert digitising and booking your invoices.
taxdown.es (opens in a new tab) · checked on 20 October 2026
Price and scope
Each price covers a different service. That is why we don't calculate a saving: compare what each one includes.
Melso for the self-employed
Pro€40.83a month
€490 a year · €49 a month
Your AI tax agent, backed by human professionals.
Melso prices from its current catalogue. Scope depends on your activity, and we confirm it before you subscribe. Other annual and information returns, payroll and letters from Hacienda are excluded unless confirmed in writing.
See Melso pricingTaxDown, according to its website
Standard: €29.90 a month, plus VAT.
taxdown.es (opens in a new tab) · checked on 20 October 2026
The price in the table is Standard: €29.90 a month plus VAT. On the same page, Premium is €59.90 a month plus VAT.
taxdown.es (opens in a new tab) · checked on 20 October 2026
That page promises a better result on the annual income tax return, as part of the service for the self-employed. It does not publish a separate fee for the Renta.
taxdown.es (opens in a new tab) · checked on 20 October 2026
Standard includes registration and deregistration with the tax agency and Social Security, form 036, and up to 30 expense scans a month.
taxdown.es (opens in a new tab) · checked on 20 October 2026
Premium adds phone advice, booking by an expert, and up to 100 scans a month.
taxdown.es (opens in a new tab) · checked on 20 October 2026
Residents of the foral communities, the Canary Islands, Ceuta and Melilla, and people on the módulos regime, are excluded.
taxdown.es (opens in a new tab) · checked on 20 October 2026
How to switch
An orderly switch, with nothing left half done.
- Download your invoices, expenses, ledgers and filed returns with their receipts from your current service.
- List anything pending: this quarter's returns, letters from Hacienda or payments.
- We agree which quarter Melso starts with and who handles each part in the meantime.
- We review a sample of your documents before we start.
- You authorise the switch and keep the receipts for what was already filed. Don't cancel your previous service until the handover is agreed.
What people usually ask.
Who files your taxes with TaxDown?
On its page for the self-employed, TaxDown says it files quarterly and annual taxes. On Standard you keep the activity records; on Premium a tax expert digitises and books your invoices. With Melso, professionals prepare and review the included returns, you approve them in the app and the professional files them.
Is the Renta included?
TaxDown's page for the self-employed promises a better result on the annual return and does not publish a separate fee for it. Its What is TaxDown page also says the Standard plan includes the Renta. With Melso, Pro and Plus include your annual income tax return (Renta, form 100), prepared and filed by professionals once you approve it.
When does TaxDown suit you, and when does Melso?
TaxDown suits you if their self-employed plan fits, with registration included, or if you only want an individual's annual return: on its What is TaxDown page, calculating it is free and filing it with them costs from €35 a year, separate from the gestoría. Melso suits you if you want a year-round gestoría, the Renta included in Pro and Plus, and an AI agent on WhatsApp. With Melso, registering as self-employed is quoted separately: opening an account does not file it.
Can I switch from TaxDown to Melso mid-year?
Yes, if the handover fits your tax calendar. We review your situation and agree which quarter Melso starts with and who handles each part during the switch.
Which price are you comparing?
Standard on taxdown.es/autonomos: €29.90 a month plus VAT. Premium is €59.90 a month plus VAT on that same page. Its What is TaxDown page describes those plans with VAT included and a minimum stay of 3 months: the pages disagree, so the table uses only the self-employed page and does not compute a comparable total. Melso's price is Pro on the pricing page, the catalogue figure, with no VAT added.
When was this comparison reviewed?
Last reviewed: October 2026. The TaxDown figures in the table come from its public page for the self-employed. TaxDown gives 2019 as its founding year on its What is TaxDown page.
Sources and method
We compare the service for a self-employed person in Spain based on each company's public pages. A fact that is not published or could not be checked is left out.
TaxDown
- taxdown.es (opens in a new tab) · checked on 20 October 2026
Melso publishes this comparison and is an interested party. Each company's name is used only to identify it; there is no relationship between it and Melso.
Has something changed? Tell us on WhatsApp (opens in a new tab)
Coming from TaxDown? Start with Melso.
Professionals who prepare and file your taxes, and an AI agent that does the everyday work.