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Melso Private

Spain wealth tax calculator 2026.

Wealth tax and the solidarity tax on large fortunes in your region, with the 60% joint cap. Every figure with its source.

€

Investments, accounts, property and shares on 31 December, without your main home.

€

Exempt up to €300,000.

€
60% cap (optional)

With your 2026 income tax figures we apply the joint cap. They are on your Spanish income tax return (Renta).

€
€
€
€

Art, jewellery or an empty second home.

Estimated total

€34,000.00

Wealth taxTo Madrid
€34,000.00
Solidarity tax on large fortunesTo the State
€0.00

How it adds up

Net wealth
€5,700,000.00
Your region's tax-free allowance
−€700,000.00
Gross wealth tax
€65,446.37
Your region's relief
−€31,446.37
Gross solidarity tax
€34,000.00
Less wealth tax paid
−€34,000.00

Without the 60% cap. Add your income tax figures to apply it.

Madrid rules: Hacienda, Tributación autonómica. Medidas 2026, capítulo IV

Estimate for Spanish tax residents under the rules for 31 December 2026 published up to 23 September 2026. It leaves out the Basque Country and Navarre, the family business exemption and other regional deductions.

How we calculate

The rules, in five steps.

  1. 01

    Net wealth

    Your assets, plus your main home above €300,000, minus your debts.

    Ley 19/1991, del Impuesto sobre el Patrimonio
  2. 02

    Wealth tax

    We subtract your region's tax-free allowance and apply its scale, or the state scale if it has none of its own.

    Hacienda, Tributación autonómica. Medidas 2026, capítulo IV
  3. 03

    Solidarity tax on large fortunes

    A €700,000 allowance and 0% up to €3,000,000 of taxable base; then 1.7%, 2.1% and 3.5%. Wealth tax paid is deducted.

    Ley 38/2022, art. 3 (Impuesto Temporal de Solidaridad de las Grandes Fortunas)
  4. 04

    60% cap

    Wealth tax plus income tax cannot exceed 60% of your income tax base, without gains on assets held over a year. The reduction cannot exceed 80% of the tax.

    Consejo de Estado, dictamen 464/2023 (modelo 718)
  5. 05

    Your region's relief

    Madrid, Andalusia, La Rioja and Murcia, and Cantabria above €3,000,000 of taxable base, collect what the solidarity tax would cost. Extremadura relieves 100% and Galicia 50%, less what the solidarity tax would charge.

    Hacienda, Tributación autonómica. Medidas 2026, capítulo IV

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